Imagine hitting the open road in your sleek, electric Tesla, feeling the rush of freedom and excitement as the miles disappear behind you. But as you cruise down the highway, a nagging question lingers in the back of your mind: “Am I protected in case of an accident?”
For many Tesla owners, the answer to this question is crucial, especially with the ever-increasing cost of vehicle repairs and medical bills. That’s where Tesla Insurance comes in – a comprehensive coverage solution designed specifically for Tesla owners. But navigating the application process can be daunting, especially for those who are new to electric vehicles or unfamiliar with the world of insurance.
That’s why we’ve put together this step-by-step guide on how to apply for Tesla Insurance. Whether you’re a seasoned Tesla owner or just considering making the switch, this post will walk you through the entire application process, from eligibility to coverage options. By the end of this article, you’ll have a clear understanding of what to expect and how to get the best possible rates for your Tesla.
In this guide, we’ll cover the ins and outs of Tesla Insurance, including the various coverage options, discounts, and requirements. We’ll also explore the benefits of switching to Tesla Insurance, including the potential for lower premiums and improved customer service. So, buckle up and get ready to learn how to protect your Tesla with confidence.
Understanding the Basics of Tesla Insurance
What is Tesla Insurance?
Tesla Insurance is a type of car insurance offered by Tesla, Inc., a leading electric vehicle (EV) manufacturer. The insurance product is designed to provide comprehensive coverage for Tesla vehicle owners, taking into account the unique features and characteristics of EVs. Tesla Insurance aims to provide a seamless and user-friendly experience for its customers, leveraging advanced technology and data analytics to offer personalized coverage options.
Key Features of Tesla Insurance
- Comprehensive coverage for Tesla vehicles
- Accident forgiveness and liability coverage
- Personalized coverage options based on driving behavior and vehicle data
- Integration with Tesla’s advanced driver-assistance systems (ADAS)
- 24/7 customer support and claims processing
Benefits of Tesla Insurance
Tesla Insurance offers several benefits to its customers, including:
- Convenience: Tesla Insurance can be easily managed through the Tesla app or website, allowing customers to access their policies, file claims, and track their coverage in real-time.
- Personalization: Tesla Insurance uses data analytics and machine learning algorithms to offer personalized coverage options, taking into account the customer’s driving behavior, vehicle data, and other relevant factors.
- Cost savings: Tesla Insurance can help customers save money on their car insurance premiums by providing a more accurate and data-driven approach to risk assessment.
- Enhanced safety: Tesla Insurance integrates with the company’s advanced safety features, such as Autopilot and Full Self-Driving Capability (FSD), to provide additional protection for customers and their vehicles.
Who is Eligible for Tesla Insurance?
Tesla Insurance is available to Tesla vehicle owners who meet the following eligibility criteria:
- Own a Tesla vehicle (Model 3, Model S, Model X, Model Y, or Cybertruck)
- Reside in a state where Tesla Insurance is offered (currently available in Arizona, California, Colorado, Florida, Illinois, Michigan, Nevada, New Mexico, Ohio, Oregon, Pennsylvania, Texas, Utah, Virginia, and Washington)
- Meet the minimum age and driving experience requirements (typically 18 years old and 1 year of driving experience)
How to Get a Quote for Tesla Insurance
To get a quote for Tesla Insurance, customers can follow these steps:
- Visit the Tesla website or app and navigate to the insurance section
- Enter your vehicle information, including make, model, and year
- Provide your personal and driving information, including your name, address, and driving history
- Choose your coverage options and select the desired level of protection
- Review and compare quotes from different insurance providers
- Apply for coverage and complete the necessary paperwork
Tips for Getting the Best Quote for Tesla Insurance
To get the best quote for Tesla Insurance, customers should consider the following tips:
- Compare quotes from multiple insurance providers to find the best rates and coverage options
- Consider bundling your car insurance with other types of insurance, such as home or life insurance
- Take advantage of discounts and promotions offered by Tesla Insurance, such as the “Safe Driver” discount for customers who have a clean driving record
- Review and adjust your coverage options regularly to ensure you have the right level of protection
By following these tips and understanding the basics of Tesla Insurance, customers can make informed decisions about their car insurance coverage and get the best quote for their needs.
Understanding Tesla Insurance and Its Benefits
As a Tesla owner, you’re likely aware of the importance of having the right insurance coverage for your vehicle. Tesla Insurance is a unique offering that provides a range of benefits and advantages over traditional insurance providers. In this section, we’ll delve into the details of Tesla Insurance and explore its benefits, so you can make an informed decision when applying for coverage.
What is Tesla Insurance?
Tesla Insurance is a telematics-based insurance program designed specifically for Tesla owners. It uses real-time driving data to assess risk and provide personalized insurance rates. This means that safe drivers can benefit from lower premiums, while high-risk drivers may pay more.
Tesla Insurance is currently available in select states, including California, Arizona, Ohio, and Texas, with plans to expand to other regions in the future.
Benefits of Tesla Insurance
Tesla Insurance offers several benefits that set it apart from traditional insurance providers:
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Personalized rates: Tesla Insurance uses real-time driving data to assess risk, providing personalized rates that reflect your driving habits.
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Lower premiums: Safe drivers can benefit from lower premiums, as Tesla Insurance rewards responsible driving behavior.
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Simplified claims process: Tesla Insurance streamlines the claims process, making it easier to report and resolve incidents.
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Integration with Tesla vehicles: Tesla Insurance is integrated with your vehicle’s systems, providing real-time data and insights to help improve your driving habits.
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24/7 support: Tesla Insurance offers 24/7 support, providing assistance whenever you need it.
How Does Tesla Insurance Work?
Tesla Insurance uses a telematics-based system to track your driving habits and assess risk. This information is used to provide personalized insurance rates and rewards safe driving behavior. Here’s how it works:
Tesla Insurance uses a combination of data sources, including: (See Also: Does Tesla Need Vehicle Inspection? – State-By-State Breakdown)
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Vehicle data: Your Tesla vehicle provides real-time data on your driving habits, including speed, acceleration, braking, and other factors.
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GPS data: GPS data is used to track your location and driving routes.
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Driving patterns: Tesla Insurance analyzes your driving patterns, including time of day, frequency of driving, and other factors.
This data is used to create a personalized insurance profile, which is used to determine your insurance rates. Safe drivers can benefit from lower premiums, while high-risk drivers may pay more.
Eligibility and Requirements
To be eligible for Tesla Insurance, you must meet the following requirements:
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Own a Tesla vehicle: You must own a Tesla vehicle to be eligible for Tesla Insurance.
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Live in a participating state: Tesla Insurance is currently available in select states, including California, Arizona, Ohio, and Texas.
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Meet minimum driving requirements: You must meet minimum driving requirements, including a minimum number of miles driven and a minimum driving score.
If you meet these requirements, you can apply for Tesla Insurance through the Tesla website or mobile app.
In the next section, we’ll explore the application process for Tesla Insurance, including the necessary documents and information you’ll need to provide.
Understanding Tesla Insurance: Benefits and Requirements
Tesla Insurance is a relatively new player in the auto insurance market, but it has quickly gained popularity due to its innovative approach to risk assessment and personalized coverage. If you’re considering switching to Tesla Insurance or are a new driver looking to purchase a Tesla vehicle, it’s essential to understand the benefits and requirements of the insurance product.
Key Benefits of Tesla Insurance
Tesla Insurance offers several benefits that set it apart from traditional auto insurance providers. Some of the key advantages include:
- Lower Premiums: Tesla Insurance uses advanced data analytics and machine learning algorithms to assess risk, which can lead to lower premiums for eligible drivers.
- Personalized Coverage: Tesla Insurance offers customized coverage plans based on individual driver profiles, taking into account factors such as driving habits, location, and vehicle usage.
- 24/7 Support: Tesla Insurance provides dedicated customer support, available 24/7 to assist with claims, policy changes, and other inquiries.
- Integration with Tesla Vehicles: Tesla Insurance is designed to work seamlessly with Tesla vehicles, allowing for easy integration of safety features and real-time data monitoring.
Requirements for Tesla Insurance
To be eligible for Tesla Insurance, you’ll need to meet certain requirements, including:
- Tesla Vehicle Ownership: You must own or lease a Tesla vehicle to be eligible for Tesla Insurance.
- Driver Profile: Tesla Insurance assesses driver profiles based on factors such as driving history, location, and vehicle usage.
- Proof of Identity: You’ll need to provide proof of identity and residency to complete the insurance application process.
- Vehicle Registration: Your Tesla vehicle must be registered in the state where you reside.
How to Apply for Tesla Insurance
Applying for Tesla Insurance is a straightforward process that can be completed online or through the Tesla mobile app. Here’s a step-by-step guide to help you get started:
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Check Eligibility: Visit the Tesla Insurance website or mobile app to check if you’re eligible for Tesla Insurance based on your driver profile and vehicle ownership.
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Gather Required Documents: Make sure you have all the necessary documents, including proof of identity, residency, and vehicle registration.
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Choose Your Coverage: Select the desired coverage plan and policy term that suits your needs.
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Enter Driver Information: Provide accurate and up-to-date driver information, including driving history and vehicle usage.
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Review and Accept Policy Terms: Carefully review the policy terms and conditions before accepting the insurance contract.
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Pay Premiums: Pay your premium using a secure payment method, such as credit or debit card. (See Also: Who Won the Sean Hannity Tesla? – All The Details)
Additional Tips and Considerations
When applying for Tesla Insurance, keep the following tips and considerations in mind:
- Understand Coverage Limits: Make sure you understand the coverage limits and deductibles associated with your policy.
- Review Policy Exclusions: Carefully review the policy exclusions to ensure you’re aware of any limitations or restrictions.
- Take Advantage of Discounts: Tesla Insurance offers various discounts for eligible drivers, such as students, seniors, and low-mileage drivers.
- Regularly Review and Update Your Policy: Regularly review and update your policy to ensure it remains tailored to your changing needs.
Real-World Examples and Case Studies
Here are a few real-world examples and case studies to illustrate the benefits and requirements of Tesla Insurance:
Case Study 1: John, a 30-year-old Tesla owner, was able to save $200 per month on his insurance premiums by switching to Tesla Insurance. His personalized coverage plan took into account his driving habits and location, resulting in a lower premium.
Case Study 2: Sarah, a 45-year-old Tesla leasee, was able to take advantage of the Tesla Insurance discount for low-mileage drivers. Her premium was reduced by $150 per month, making her Tesla lease more affordable.
Expert Insights and Recommendations
Tesla Insurance is a game-changer in the auto insurance market, offering innovative coverage plans and personalized support. However, it’s essential to understand the requirements and benefits of Tesla Insurance to get the most out of your policy. Here are some expert insights and recommendations:
Quote from a Tesla Insurance Expert: “Tesla Insurance is designed to provide drivers with a more personalized and affordable insurance experience. By using advanced data analytics and machine learning algorithms, we can offer lower premiums and customized coverage plans that meet the unique needs of each driver.”
Recommendation: If you’re considering switching to Tesla Insurance or are a new driver looking to purchase a Tesla vehicle, take the time to understand the benefits and requirements of the insurance product. By doing so, you can ensure you get the most out of your policy and enjoy a more affordable and personalized insurance experience.
Getting Started with Tesla Insurance: Understanding the Basics
What is Tesla Insurance?
Tesla Insurance is a vehicle insurance product designed specifically for Tesla owners. It was launched in 2019 as a way to provide a more streamlined and cost-effective insurance experience for Tesla drivers. Tesla Insurance is available in certain states in the US, including California, Arizona, Texas, Florida, and Illinois, among others.
Tesla Insurance is unique in that it is a usage-based insurance product, meaning that the premium you pay is based on how you drive, rather than just being a flat rate. This means that safe drivers can potentially save money on their premiums, while drivers who engage in riskier behavior may see their rates increase.
Benefits of Tesla Insurance
- Lower premiums: By using a combination of data from your Tesla vehicle and other sources, Tesla Insurance can offer lower premiums to safe drivers.
- Personalized coverage: Tesla Insurance is tailored to the needs of Tesla owners, taking into account the unique features and capabilities of the vehicles.
- Easy management: The Tesla Insurance app allows you to easily manage your policy, view your premium, and make changes to your coverage.
- Integration with Tesla vehicles: Tesla Insurance is fully integrated with the Tesla vehicle, allowing you to access your policy and other features directly from the car’s touchscreen.
Requirements for Tesla Insurance
In order to be eligible for Tesla Insurance, you must meet certain requirements, including:
- Having a Tesla vehicle: Tesla Insurance is only available for Tesla owners, so you’ll need to have a Tesla vehicle in order to qualify.
- Living in a supported state: Tesla Insurance is currently only available in certain states in the US.
- Having a clean driving record: Tesla Insurance uses a combination of data from your vehicle and other sources to determine your premium, so a clean driving record is essential.
- Having a valid driver’s license: You’ll need to have a valid driver’s license in order to qualify for Tesla Insurance.
How to Apply for Tesla Insurance
Applying for Tesla Insurance is a relatively straightforward process. Here are the steps you can follow:
- Check if you’re eligible: Make sure you meet the requirements for Tesla Insurance, including having a Tesla vehicle, living in a supported state, and having a clean driving record.
- Download the Tesla Insurance app: The Tesla Insurance app is available for download on the App Store or Google Play Store.
- Create an account: Once you’ve downloaded the app, create an account and log in to access the Tesla Insurance features.
- Apply for insurance: From the app, you can apply for insurance and choose your coverage options.
- Wait for approval: Tesla Insurance will review your application and provide you with a quote and policy details.
- Manage your policy: Once you’ve been approved, you can manage your policy and make changes to your coverage as needed.
Tesla Insurance Pricing and Discounts
How Tesla Insurance Pricing Works
Tesla Insurance uses a combination of data from your vehicle and other sources to determine your premium. This includes information such as your driving habits, location, and vehicle usage. The premium you pay will be based on your risk profile, which is determined by a combination of these factors.
The cost of Tesla Insurance varies depending on a range of factors, including:
- Your location: Tesla Insurance is currently only available in certain states in the US, and the cost of insurance will vary depending on where you live.
- Your driving habits: Safe drivers who avoid accidents and other riskier behavior may see lower premiums.
- Your vehicle usage: If you drive your Tesla more frequently or in areas with higher risk, you may see higher premiums.
- Your coverage options: You can choose to add additional coverage options, such as comprehensive or collision coverage, which may increase your premium.
Tesla Insurance Discounts
Tesla Insurance offers a range of discounts to help you save money on your premiums. These discounts include:
- Safe driver discount: Safe drivers who avoid accidents and other riskier behavior may see lower premiums.
- Multi-car discount: If you have multiple Tesla vehicles, you may be eligible for a discount on your premiums.
- Good student discount: Students who maintain good grades may be eligible for a discount on their premiums.
- Multi-policy discount: If you have multiple insurance policies with Tesla, you may be eligible for a discount on your premiums.
Tesla Insurance Features and Benefits
Integration with Tesla Vehicles
Tesla Insurance is fully integrated with the Tesla vehicle, allowing you to access your policy and other features directly from the car’s touchscreen. This includes:
- Policy management: You can view your policy details, make changes to your coverage, and manage your premium from the Tesla app.
- Driving data: You can view your driving data, including your speed, acceleration, and braking habits, from the Tesla app.
- Claims management: You can file claims and track their status directly from the Tesla app.
Additional Benefits
Tesla Insurance also offers a range of additional benefits, including:
- Roadside assistance: Tesla Insurance includes roadside assistance, which can help you in the event of a breakdown or other emergency.
- Accident forgiveness: Tesla Insurance offers accident forgiveness, which means that your premium will not increase after an accident.
- Vehicle replacement: If your Tesla is damaged beyond repair, Tesla Insurance will provide you with a replacement vehicle.
Real-World Examples and Case Studies
Case Study 1: Safe Driver Discount
Meet Sarah, a safe driver who has been with Tesla Insurance for two years. She has a clean driving record and drives her Tesla for short trips around town. As a result, she has been eligible for the safe driver discount, which has saved her hundreds of dollars on her premiums.
Case Study 2: Multi-Car Discount
Meet John, a Tesla owner who has two vehicles. He has been with Tesla Insurance for three years and has been eligible for the multi-car discount, which has saved him thousands of dollars on his premiums.
Actionable Tips and Strategies
Tip (See Also: Do Tesla Superchargers Cost Money? – The Ultimate Answer)
Key Takeaways
Tesla Insurance offers a unique set of benefits and features that set it apart from traditional insurance providers. To get started, you’ll need to meet the basic requirements, which include owning a Tesla vehicle, being a US resident, and having a valid driver’s license. The application process is relatively straightforward and can be completed online or through the Tesla app.
Once you’ve submitted your application, Tesla’s algorithm will review your driving habits and provide a personalized quote. The company uses a combination of factors, including your driving history, location, and vehicle details, to determine your premium. Tesla Insurance also offers additional features, such as automatic collision repair and roadside assistance, which can provide peace of mind and added convenience.
Ultimately, Tesla Insurance aims to make car ownership more affordable and accessible. By leveraging technology and data-driven insights, the company is able to offer competitive rates and personalized coverage to its customers. Whether you’re a new or existing Tesla owner, applying for insurance is a great way to take advantage of these benefits and enjoy a hassle-free driving experience.
- Determine your eligibility by checking the Tesla website for the required documents and qualifications.
- Download and install the Tesla app to initiate the application process and access your insurance information.
- Provide accurate and up-to-date information about your driving history and vehicle details.
- Review and compare quotes from different insurance providers to ensure you’re getting the best rate.
- Take advantage of Tesla’s additional features, such as automatic collision repair and roadside assistance.
- Pay your premiums online or through the Tesla app to ensure timely payment and avoid late fees.
- Regularly review and update your policy to ensure you’re getting the best coverage for your needs.
- Consider bundling your insurance with other Tesla services, such as Supercharger access and vehicle maintenance.
By following these key takeaways, you’ll be well on your way to securing the best possible insurance coverage for your Tesla vehicle. As the insurance landscape continues to evolve, it’s essential to stay informed and adapt to new developments to ensure you’re getting the most out of your policy.
Frequently Asked Questions
What is Tesla Insurance?
Tesla Insurance is a comprehensive car insurance policy designed specifically for Tesla vehicle owners. It is offered directly by Tesla, eliminating the need to work with third-party insurance providers. This insurance policy provides coverage for damages, accidents, and other risks associated with driving a Tesla vehicle. Tesla Insurance is designed to be more personalized and tailored to the unique needs of Tesla owners, offering features such as automatic coverage for new Tesla vehicles and discounts for vehicles with advanced safety features.
How does Tesla Insurance work?
Tesla Insurance uses advanced data analytics and machine learning algorithms to provide personalized insurance quotes and coverage options. When you apply for Tesla Insurance, you will be asked to provide information about your driving habits, vehicle usage, and other relevant details. Based on this information, Tesla Insurance will provide you with a customized insurance policy that meets your specific needs and budget. You can also make changes to your policy at any time, and Tesla Insurance offers a 24/7 claims processing service to ensure that you get the support you need in case of an accident or other incident.
Why should I choose Tesla Insurance over traditional insurance providers?
There are several reasons why you may want to choose Tesla Insurance over traditional insurance providers. Firstly, Tesla Insurance is designed specifically for Tesla vehicle owners, so you can be sure that you are getting coverage that is tailored to your unique needs. Additionally, Tesla Insurance offers a more streamlined and personalized experience, with features such as automatic coverage for new Tesla vehicles and discounts for vehicles with advanced safety features. Tesla Insurance also offers a 24/7 claims processing service, which can be a big advantage in case of an accident or other incident.
How do I apply for Tesla Insurance?
To apply for Tesla Insurance, you can start by visiting the Tesla website and clicking on the “Insurance” tab. From there, you will be asked to provide information about your driving habits, vehicle usage, and other relevant details. You can also contact a Tesla representative directly to get more information and to apply for insurance. The application process typically takes just a few minutes, and you can get a quote and purchase a policy online or over the phone.
What are the benefits of Tesla Insurance for new Tesla owners?
As a new Tesla owner, you may be eligible for a variety of benefits through Tesla Insurance. For example, you may be eligible for automatic coverage for your new vehicle, which can provide peace of mind and financial protection in case of an accident or other incident. You may also be eligible for discounts on your insurance premium based on the advanced safety features of your vehicle. Additionally, Tesla Insurance offers a 24/7 claims processing service, which can be a big advantage in case of an accident or other incident.
How much does Tesla Insurance cost?
The cost of Tesla Insurance varies depending on a number of factors, including your driving habits, vehicle usage, and other relevant details. Tesla Insurance offers a personalized insurance policy that is tailored to your specific needs and budget, so you can be sure that you are getting the best possible coverage for your money. Additionally, Tesla Insurance offers a variety of discounts and incentives that can help reduce the cost of your insurance premium. You can get a quote and purchase a policy online or over the phone, and Tesla Insurance offers a 24/7 claims processing service to ensure that you get the support you need in case of an accident or other incident.
What if I have a claim denied by Tesla Insurance?
If you have a claim denied by Tesla Insurance, you can appeal the decision by contacting a Tesla representative directly. Tesla Insurance has a 24/7 claims processing service that can help you navigate the claims process and provide support and guidance every step of the way. You can also contact your state’s insurance regulator or a consumer advocacy group for additional assistance and support. Tesla Insurance is committed to providing fair and transparent coverage options, and we will work with you to resolve any issues or concerns you may have.
Can I cancel my Tesla Insurance policy at any time?
Yes, you can cancel your Tesla Insurance policy at any time. Tesla Insurance offers a flexible and customizable policy that allows you to make changes to your coverage at any time. If you need to cancel your policy, you can contact a Tesla representative directly and we will walk you through the process. You may be eligible for a refund of your premium, depending on the terms of your policy and the circumstances of your cancellation.
How does Tesla Insurance compare to other insurance providers?
Tesla Insurance is designed to be a more personalized and streamlined insurance experience for Tesla vehicle owners. We offer a variety of features and benefits that are not typically available through traditional insurance providers, including automatic coverage for new Tesla vehicles and discounts for vehicles with advanced safety features. Tesla Insurance also offers a 24/7 claims processing service, which can be a big advantage in case of an accident or other incident. Overall, Tesla Insurance is a great option for anyone looking for a more convenient and cost-effective insurance solution.
Conclusion
In conclusion, applying for Tesla Insurance is a straightforward and hassle-free process that can provide you with comprehensive coverage and peace of mind on the road. By following the steps outlined in this guide, you can easily navigate the application process and enjoy the many benefits that Tesla Insurance has to offer. From customized coverage options to seamless integration with your Tesla vehicle, our insurance program is designed to meet the unique needs of Tesla owners.
By choosing Tesla Insurance, you’ll not only be protecting your investment, but also supporting the continued innovation and development of sustainable energy solutions. Moreover, our insurance program is designed to reward safe driving habits, providing you with discounts and incentives for responsible behavior on the road.
If you’re ready to take the next step and apply for Tesla Insurance, you can start the process online or through the Tesla app. Simply log in to your account, review your coverage options, and complete the application. Our dedicated team will be happy to assist you every step of the way, answering any questions you may have and helping you customize a policy that meets your unique needs.
So why wait? Apply for Tesla Insurance today and experience the convenience, flexibility, and peace of mind that comes with knowing you’re protected on the road. As you embark on this new chapter in your driving journey, remember that with Tesla Insurance, you’re not just covered – you’re part of a community that’s shaping the future of transportation.